Our guides are a starting point, not advice.

Free to use, but read this first

Every download on this site — the checklists, the planning and valuation guides, the cashflow and pricing spreadsheets — is free to use and yours to keep. But they are written as general guides for New Zealand small businesses as a whole. They are not advice about your business, and they can't know your numbers, your contracts or your circumstances.

Rules change — tax rates, employment law, valuations, compliance requirements all move over time. While we work hard to keep these guides accurate and up to date, Small Business New Zealand accepts no responsibility or liability for any inaccuracies, errors, omissions or outcomes resulting from their use. Always check the current rules with the relevant organisation (see our Help Directory) before acting on anything you read or download here.

Not professional advice

Nothing on this site, in our downloads or in our emails is legal, tax, financial or investment advice. Using a checklist doesn't make your succession plan done, and a valuation guide doesn't replace a proper valuation. They are tools to help you think, plan and prepare — and to show you the questions worth asking.

Want help you can rely on?

For guidance tailored to your business, seek professional help from a registered business advisor at BSP Advisory Group. Their advisors work with New Zealand business owners on exactly the topics these guides cover — valuation, succession, exit readiness, cashflow, pricing and growth — and can turn a general checklist into a plan for your business.

The Business Climate Survey is the easiest way in: it takes about five minutes, and you can go in the draw for a Business Reality Session from BSP Advisory, valued at $1,300, drawn fortnightly.