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Spreadsheet

12-Month Cashflow Forecast

Profitable businesses still fail when they run out of cash. A cashflow forecast shows you, month by month, whether you will have enough money in the bank to pay wages, suppliers, GST and tax — before it becomes a problem.

This free Excel template is set up for New Zealand businesses, with lines for GST, PAYE, KiwiSaver, ACC levies and provisional tax. Enter your expected money in and out, and the totals and closing bank balance calculate automatically.

What’s inside

12 months of cash in and cash out lines
NZ-specific lines for GST, PAYE, KiwiSaver, ACC and provisional tax
Automatic totals, net cashflow and running bank balance

Who it’s for

Any NZ business owner who wants to plan ahead, prepare for a bank meeting or avoid cash surprises.

General guidance only — not legal, tax or financial advice.

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How's business for you right now?

Take our 5-minute Business Climate Survey and go in the draw to win a Business Reality Session from BSP Advisory, valued at $1,300, drawn fortnightly.

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